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AN APPRAISAL OF BANK LENDING AND CREDIT ADMINISTRATION IN NIGERIA CASE STUDY OF INLAND BANK OF NIGERIA PLC
ABSTRACT
The deregulation of Nigeria’s economy witnessed both growth in entrepreneurship and banking activities especially landing and credit administration. This research work thus evaluate certain techniques employed by banks to cope with this important economic activities. Thus, in Chapter One, lending as an important function of banks was emphasized in the introduction. The issue of Bad and Doubtful loan portfolio now a cankerworm of the industry was also analysed. Chapter two reviewed the writing and opinions of some authorities in thus area, thus mainly appraisal, disbursement and recovery techniques were evaluated. In Chapter Three the data types and technically are discussed. Method of data collections are used for the purpose of this research are in this factor. Chapter four centered on research approach, data analyses and presentation as undertaken by the researcher. Finally Chapter Five contains research summary, recommendations on a way forward on credit administration in Nigeria and conclusion.
TABLE OF CONTENT
Title page- – – – – – – – – i
Approval page – – – – – – – -ii
Dedication – – – – – – – – -iii
Acknowledgement – – – – – – – -iv
Abstract – – – – – – – – – -v
Table of content – – – – – – – -vi
CHAPTER ONE
INTRODUCTION – – – – – – – -1
1.0 Background of the study – – – – -1
1.1 Statement of the problem – – – – -5
1.2 Purpose of the study – – – – – -6
1.3 Significance of the study – – – – -8
1.4 Research questions – – – – – -9
1.5 Scope of the study – – – – – – -10
CHAPTER TWO
LITERATURE REVIEW – – – – – – -11
CHAPTER THREE
Research methodology – – – – – – -39
Design of study – – – – – – – -40
CHAPTER FOUR
Presentation, analysis and interpretation of data – -48
CHAPTER FIVE
Summary of findings – – – – – – -60
Conclusion – – – – – – – – -61
Recommendations – – – – – – – -62
Suggestions for further research – – – – -64
References – – – – – – – – -65
Appendix I – – – – — – – – -68
Questionnaire. – – – – – – – -69
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