BEFORE YOU READ THE ABSTRACT OR CHAPTER ONE OF THE PROJECT TOPIC BELOW, PLEASE READ THE INFORMATION BELOW.THANK YOU!
INFORMATION:
YOU CAN GET THE COMPLETE PROJECT OF THE TOPIC BELOW. THE FULL PROJECT COSTS N5,000 ONLY. THE FULL INFORMATION ON HOW TO PAY AND GET THE COMPLETE PROJECT IS AT THE BOTTOM OF THIS PAGE. OR YOU CAN CALL: 08068231953, 08168759420
WHATSAPP US ON 08137701720
CREDIT MANAGEMENT AND DEBT COLLECTION IN COMMERCIAL BANKS IN NIGERIA (A CASE STUDY OF SOME SELECTED BANKS)
ABSTRACT
Banks are financial intermediaries between two groups: the savers – depositors and borrowers – spenders. Their activities make it possible for idle funds to be transferred to individuals, firms and government who will use this productively. The surplus units, which the banks borrow from demand the best possible termsin, the rates of interest and maturity structures and maximum liquidity to enable them to have funds back, when they want them or as agreed. Also, the deficit units which borrow from the banks would want to borrow when they need funds and as cheaply as possible. Like the lenders, the borrowers also impose the obligation of maximum liquidity on the banks to enable them to obtain the funds when they need them. The main source of income and profitability of banking remains the spread or difference between the rate at which funds are borrowed at and the rate at which they are invested or loaned out. In these circumstances, credit and debt collection management has become common with risk management in managing the risks of mismatches between assets and liabilities and between borrowing and lending rates. Credit and debt collection management is therefore an area, which cannot be neglected in risk management in banks considering the percentage of commercial bank income derived from loans and advances. We shall in this study/research consider the concept and classes of credit information. Debt collection policies and practices, legal aspect of credit management and machinery for the recovery of bank credits and advances using some selected commercial banks and proffer solutions to the grey areas in credit management in commercial banks in Nigeria.
TABLE OF CONTENT
Title page- – – – – – – – – i
Approval page – – – – – – – -ii
Dedication – – – – – – – – -iii
Acknowledgement – – – – – – – -iv
Abstract – – – – – – – – – -v
Table of content – – – – – – – -vi
CHAPTER ONE
INTRODUCTION – – – – – – – -1
1.0 Background of the study – – – – -1
1.1 Statement of the problem – – – – -5
1.2 Purpose of the study – – – – – -6
1.3 Significance of the study – – – – -8
1.4 Research questions – – – – – -9
1.5 Scope of the study – – – – – – -10
CHAPTER TWO
LITERATURE REVIEW – – – – – – -11
CHAPTER THREE
Research methodology – – – – – – -39
Design of study – – – – – – – -40
CHAPTER FOUR
Presentation, analysis and interpretation of data – -48
CHAPTER FIVE
Summary of findings – – – – – – -60
Conclusion – – – – – – – – -61
Recommendations – – – – – – – -62
Suggestions for further research – – – – -64
References – – – – – – – – -65
Appendix I – – – – — – – – -68
Questionnaire. – – – – – – – -69
HOW TO RECEIVE PROJECT MATERIAL(S)
After paying the appropriate amount (#5,000) into our bank Account below, send the following information to
08068231953 or 08168759420
(1) Your project topics
(2) Email Address
(3) Payment Name
(4) Teller Number
We will send your material(s) after we receive bank alert
BANK ACCOUNTS
Account Name: AMUTAH DANIEL CHUKWUDI
Account Number: 0046579864
Bank: GTBank.
OR
Account Name: AMUTAH DANIEL CHUKWUDI
Account Number: 3139283609
Bank: FIRST BANK
FOR MORE INFORMATION, CALL:
08068231953 or 08168759420