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THE ROLES OF DEPOSIT MONEY BANK IN THE DEVELOPMENT OF BUSINESS ENTERPRISES
CHAPTER ONE
INTRODUCTION
BACKGROUND OF THE STUDY
The role bank plays in every economy is a function of growth and development in an economy.
Business enterprises being one of the areas that role and directed is an important parameter of economic development out more succinctly.
The economy that goes into business enterprising is the right to development and perpetual. The role played by the deposit money bank in the development o business enterprises in Nigeria shall be discuss in the research work.
Deposit money banks are not charitable organization but the credit and various services rendered in the promotion of business enterprises in Nigeria cannot be over emphasized. This project shall therefore make an explanation into these various roles played by the deposit money bank with the international bank for West Africa retired to as IBWA now as Afribank Nigeria Plc the case study of the research.
The federal government in Nigeria though the central bank (CBN) has employed service polices to correct the recent economic depression in the country most of his policies are arranged through liberation of credit for business enterprises promotion.
Lapses shall be critically Pin-Pointed and reasonable recommendation shall be made to the deposit money bank for depending their function in business entrepreneur development. A clear distinction of the first City Bank BTAO was one o the First Africa. At a point of the back activities was given the authority to issue currency note ( a central bank function) in French speaking West Africa Countries in compliance with the federal government order, the bank headquarter was in Lagos. It has remained there oil data. The promulgated of the company on May 30th 1969 under the name international bank for West Africa (IBWA) the English of BLAO, by December, 1976, the bank got.
1.2 STATEMENT OF RESEARCH PROBLEM
Her share increased from N 3.6million in 1991 it got her first Nigeria Chairman in person of Alhaji T, Galadimai.
The year 1979 saw the paid up capital of IBWA/first banks increased to N15 million. The year a Nigeria in managing director was appointed in person of Mr. C.O. Olashere, in 1980 the federal government gave up 10% of her equity holding in the bank of the staff. Two years later, the bank adopted first bank as her sub-name. The name Afri Bank is now common and popular to all bank in the BIAO group.
The bank finally changed her name to Afri-Bank Nigeria Plc with effect form January 1st, 1990.
Over the years the first bank lies grown into the group currently comprising the following:
First bank international limited (merchant Bank)
First bank estate company limited (investment company)
IBWA financial company limited Dublin (off share investment company)
1.3 OBJECTIVE OF THE STUDY
The principal objective of this research work is to justify and enlighten the need on how effectively and efficiently the deposit money banks are contributed directly or indirectly in financing and promoting the development of business enterprise.
The study will also examine the function the various credit facilities widely used by deposit money banks in achieving their aims and objectives moreover, to know the extent or yearning of the development of the business enterprises. In order to compare their opinion with that of the information given by the bank regarding the activities and future plans (incoming plans) to promote business enterprises.
SCOPE OF THE STUDY
Our investigation is primarily focused on the roles of deposit money bank in the development of business enterprises regarded as the most credible in the development of business enterprises. In this regard the research will focus attention on the effect of impact of business enterprises will activities of other institution given in business promotion.
The research also focuses attention on the comprising post works and articles or other researcher.
1.4 LIMITATION OF THE STUDY
The research work reported her live any other research project is best by a number of problems, shortage of time couple with financial constant in not worthy.
Due to the limited time for the completion of this project, only limited data could collect, analyze and interpreted.
Coupled with this is the financial constants which limit and reduce the scope and areas of coverage (in terms of data collection) of the research which would have enable greater volume and more varied data, better and more accurate interpretation of the row information obtained, face with such problems are enumerated above one cannot chain that the study is comprehensive or exhaustive enough. But be that is it may be study will be a contribution however modest toward understanding of a subject about which litter hitter has been research upon.
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