PROBLEMS OF MONEY TRANSMISSION IN NIGERIAN BANKS

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PROBLEMS OF MONEY TRANSMISSION IN NIGERIAN BANKS

TABLE OF CONTENTS

CHAPTER ONE

Introduction

1.1     Statement of problem

Objective of study

Significant of study

Scope and delimitation

Definition of terms

Organization of work

CHAPTER TWO

Literature review

2.1     Payment system in Nigeria

Channel of money transmission

Money transmission instrument

Cheque

Draft

  Mail and telegraphic transfer

Money gram and western union

Money and postal orders

Standing orders

Credit transfer

Problems of money transmission in Nigeria banks

CHAPTER THREE

Methodology

3.1     Sample size and sample method

Method of data collection

Interview format

Method of data analysis

Limitation of the study

CHAPTER FOUR

Presentation/analysis of data

4.1     Interpretation of data

CHAPTER FIVE

Conclusion

5.1     Recommendation

Bibliography

Appendix

CHAPTER ONE

INTRODUCTION

The banking decree of 1969 in defining the banking business incorporated all the functions of the institutions.  However, in terms of what services banks offer to the public, three stand out distinctly deposit and payment mechanism, finance and credit and money creation.

The role the banks play by facilitating payments for goods and services without the need to hold hand to hand currency cannot be overemphasized.  By the use of the deposit and payment by cheques the settlement of debts by means of coins and note have become unnecessary.  In the definition of money supply, demand deposits are distinguished from time deposit because cheques are in most societies, generally accepted means of payment.

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