ATTENTION:
BEFORE YOU READ THE ABSTRACT OR CHAPTER ONE OF THE PROJECT TOPICS BELOW, PLEASE READ THE INFORMATION BELOW.THANK YOU!
INFORMATION:
YOU CAN GET THE COMPLETE PROJECT OF THE TOPIC BELOW. THE FULL PROJECT COST N5,000 ONLY. THE FULL INFORMATION ON HOW TO PAY AND GET THE COMPLETE PROJECT IS AT THE BOTTOM OF THIS PAGE. OR
YOU CAN CALL: 08068231953, 08137701720
WHATSAPP US ON: 08137701720
Determinants analysis of loan use and repayment behaviour among farmers in Benin: A semi-nonparametric bivariate probit approach
ABSTRACT
This paper analysed the determinants of the use and repayment behaviour of loans among farmers in Benin. Data were collected from 400 farmers randomly selected from twenty villages‟ representative of the country’s seven Agricultural Development Hubs (ADH). The data were analysed using a semi-non parametric bivariate probit approach. The results indicated that there was a relationship between the decision to use the loans and the decision to repay them. In total, nine explanatory variables in the model were significant. Three of these variables (education level, membership of a farmer organization and income) determined with different levels of significance the use of q and default on loan repayment. Five of these variables (age, sex, household size, farm size and contact with extension services) influenced loan use, but had no significant effect on loan repayment. A single variable (asset value) had no effect on loan use, but had significantly affected the repayment of the loan. Based on these results from Benin, MFIs in developing countries should take into account significant variables when concluding contracts with borrowing farmers.
HOW TO RECEIVE PROJECT MATERIAL (S)
After paying the appropriate amount (#5,000) into our bank Account below, send the following information to
08068231953 or 08168759420
(1) Your project topics
(2) Email Address
(3) Payment Name
(4) Teller Number
We will send your material(s) after we receive bank alert
BANK ACCOUNTS
Account Name: AMUTAH DANIEL CHUKWUDI
Account Number: 0046579864
Bank: GTBank.
OR
Account Name: AMUTAH DANIEL CHUKWUDI
Account Number: 3139283609
Bank: FIRST BANK
FOR MORE INFORMATION, CALL:
08068231953 or 08168759420