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THE ROLE OF BANK OF THE NORTH LIMITED IN THE ECONOMIC DEVELOPMENT OF TILE NORTHERN STATES; 1978 – 1988
ABSTRACT
The subject matter of this Project Report is quite topical and relevant and its timing is unique. Banks have vital role to play in the industrial transformation of an economy by making their finical resources available for financing and promoting the much needed economic development in developing economies like Nigeria. As such, banks have significant role to play be it in times of economic boom or depression. Bank of the North Limited is the most successful wholly indigenous bank in the country which is contributing meaningfully in the economic development of not only the Northern States but Nigeria as a whole. This project report is the first major attempt to conduct research into the bank’s contribution to the economic development of its sponsors, the eleven northern states The timing is quite unique because it concides with the writer`s ten years of meritorious service with the bank, having joined on November 30, 1978 and opted forth is course in September 1988. In order to appreciate the changes in growth and structure developments in the north, we need to examine the ownership distribution and the; structure of the bank and the types of service they render to the public. Performance indicators like the sets and liabilities , deposit loans and advances and investments will be analysed. The adequacy or shortcomings of the bank in promoting rapid economic development will be appraised in broader perspective and from the point of view of the stated objective. We shall discuss fully on the bank’s contribution to the preferred sector mainly the manufacturing and mining; Agriculture, Forestry and Fishing; Heal state and Construction; Others are General Commerce mainly non-oil exports; Small scale business; Privatation programme, Transport and Rural banking scheme. The corporate social responsibility of the bank will be worthy of mention. We shall then close by having a look at the future prospects of the bank after making recommendations based upon our findings on the bank’s role and responsibility in economic development of itB sponsors presently Bauchi, Borno, Benue, Gongola, Kaduna, Katsina, Kano, Kwara, Niger, Plateau and Sokoto States
TABLE OF CONTENT
Title page- – – – – – – – – i
Approval page – – – – – – – -ii
Dedication – – – – – – – – -iii
Acknowledgement – – – – – – – -iv
Abstract – – – – – – – – – -v
Table of content – – – – – – – -vi
CHAPTER ONE
INTRODUCTION – – – – – – – -1
1.0 Background of the study – – – – -1
1.1 Statement of the problem – – – – -5
1.2 Purpose of the study – – – – – -6
1.3 Significance of the study – – – – -8
1.4 Research questions – – – – – -9
1.5 Scope of the study – – – – – – -10
CHAPTER TWO
LITERATURE REVIEW – – – – – – -11
CHAPTER THREE
Research methodology – – – – – – -39
Design of study – – – – – – – -40
CHAPTER FOUR
Presentation, analysis and interpretation of data – -48
CHAPTER FIVE
Summary of findings – – – – – – -60
Conclusion – – – – – – – – -61
Recommendations – – – – – – – -62
Suggestions for further research – – – – -64
References – – – – – – – – -65
Appendix I – – – – — – – – -68
Questionnaire. – – – – – – – -69
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