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AN EVALUATION OF THE OMPACT OF COMMERCIAL BANK LENDING ON SMALL SCALE INDUSTRIES IN NIGERIA
ABSTRACT:
The essence for this research work is to evaluate the extent to which small-scale industries in Nigeria have been able to obtain loans and risk finance from Nigeria commercial bank as a major source of finance to the economy.
This study is interested in finding out and commenting the major cause of the commercial banks unwillingness to lend to small scale industries and also to find possible solutions to the lending problems of the commercial bank with regards to the prospect.
Primary data were used in the analysis. The data were gathered by distributing questionnaires. The instrument of analysis are percentages and tables.
In order to expand industries and their activities then there is a need to introduced the banking system to foster the granting of credits facilities
Beside, Structural Adjustment Programme (SAP) was introduced in orders to product the small-scale industries (S S T ‘S) that was designed to exhibit reliance.
In conclusion, the commercial bank should design program on appropriate ways of utilizing loans e.g. seminar, symposia and workshop and also the commercial bank should Stan granting the small-scale industries medium term loans instead of the usual small term loans.
TABLE OF CONTENTS
TITLE PAGE
APPROVAL PAGE
DEDICATION
ACKNOWLEDGEMENT
PROPOSAL
CHAPTER ONE
1.0 INTRODUCTION
1.1BACKGROUND OF THE STUDY
1.2STATEMENT OF THE PROBLEM
1.3OBJECTIVES OF THE STUDY
1.4SIGNIFICANCE OF THE STUDY
1.5LIMITATION OF THE STUDY
1.6DEFINITION OF YEARS
CHAPTER TWO
2.0REVIEW OF RELATED LITERATURE
CHAPTER THREE
3.0RESEARCH DESIGN AND TECHNOLOGY
3.1SOURCES OF DATA (SECONDARY SOURCES ONLY)
3.2LOCATION OF DATA
3.3 THE METHODS OF DATA COLLECTION
CHAPTER FOUR
4.0FINDINGS
CHAPTER FIVE
5.0CONCLUSION
5.1RECOMMENDATION
BIBLIOGRAPHY
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